All passwords are not equal
I’m reasonably happy to suffer some inconvenience when identifying myself for online banking, because I have a financial incentive. If my account were compromised, I might lose money. I want complex passwords that are infeasible to crack. I don’t want my browser to store them for automatic completion, in case someone else gains access to my computer. This is all as it should be.
Because they hate our freedom
Imagine that you’re an authoritarian government minister and you’ve just failed to gain support for your scheme to abolish traditional liberties and acquire the power to incarcerate people who haven’t even been charged of a crime for up to six weeks. You’ve been playing the terrorist card for so long that it’s visibly dog-eared. The public is calling your bluff—they’re just not scared enough any more!